Breathe is personal insurance advice, built on one belief —
cover needs care.
For those who've found insurance complicated, expensive — or just don't know where to start.
Breathe is personal insurance advice, built on one belief —
cover needs care.
For those who've found insurance complicated, expensive — or just don't know where to start.
Breathe is personal insurance advice, built on one belief —
cover needs care.
For those who've found insurance complicated, expensive — or just don't know where to start.
A few ways I can help...
Life insurance pays out a lump sum if you pass away. It's there so the people who depend on you — financially or otherwise — aren't left carrying the weight of that loss on top of everything else. It won't fix grief, but it means the bills don't pile on top of it. Simple, important, and one of the most thoughtful things you can put in place.
Trauma cover pays you a lump sum if you're diagnosed with a serious illness — things like cancer, a heart attack, or a stroke. The payout is yours to use however you need — there are no rules on how you spend it. Whatever helps most in that moment, that's what it's for. Because serious illness is hard enough without the financial pressure sitting on top of it.
Health cover is designed to help you bypass the public system where possible — so you're not stuck waiting when something needs sorting. It gives you access to private specialists, faster diagnoses, and treatment on your timeline — not the system's. When your health is the thing at stake, being able to move quickly matters more than most people realise until they actually need it.
TPD stands for Total and Permanent Disablement. It pays out if you're ever permanently unable to return to work due to illness or injury. It's not something anyone wants to think about — but if it happened, you'd want to know your home, your family, and your future were still taken care of. That's exactly what this cover is for.
Your ability to earn is probably your most valuable asset — and most people never think to protect it. Income protection replaces a portion of your income if you can't work due to illness or injury. It helps keep the lights on, the rent paid, and life moving while you focus on getting better. Because recovery is hard enough without financial stress making it harder.
A lot of people have insurance they took out years ago and haven't looked at since. Life changes, the market changes, and what made sense back then might not anymore. We'll go through what you've got together and make sure it still reflects where you're at now. Worth doing, even if nothing changes.
"I'm Dean. My wife Ella will tell you I talk about tennis more than any reasonable adult should.
Here's what I've noticed: people either think insurance is a scam, or just put it off indefinitely. Not because they don't care — because nobody's taken the time to slow down and make it simple.
So that became the work. Insurance isn't a trick. It's one of the smartest tools you have for protecting what really matters. I just help you use it well."
My name is Dean.
I'm the one who picks up
when you call…
My wife Ella will tell you I talk about tennis more than any reasonable adult should.
Here's what I've noticed: people either think insurance is a scam, or just put it off indefinitely. Not because they don't care — because nobody's taken the time to slow down and make it simple.
So that became the work. Insurance isn't a trick. It's one of the smartest tools you have for protecting what really matters.
I just help you use it well.
My name is Dean.
I'm the one who picks up
when you call…
Hi, I'm Dean. My wife Ella will tell you I talk about tennis more than any reasonable adult should. Here's what I've noticed: people either think insurance is a scam, or just put it off indefinitely. Not because they don't care — because nobody's taken the time to slow down and make it simple. So that became the work. Insurance isn't a trick. It's one of the smartest tools you have for protecting what really matters. I just help you use it well.
A little bit about me...
A few ways I can help...
Life insurance pays out a lump sum if you pass away. It's there so the people who depend on you — financially or otherwise — aren't left carrying the weight of that loss on top of everything else. It won't fix grief, but it means the bills don't pile on top of it. Simple, important, and one of the most thoughtful things you can put in place.
Trauma cover pays you a lump sum if you're diagnosed with a serious illness — things like cancer, a heart attack, or a stroke. The payout is yours to use however you need — there are no rules on how you spend it. Whatever helps most in that moment, that's what it's for. Because serious illness is hard enough without the financial pressure sitting on top of it.
Health cover is designed to help you bypass the public system where possible — so you're not stuck waiting when something needs sorting. It gives you access to private specialists, faster diagnoses, and treatment on your timeline — not the system's. When your health is the thing at stake, being able to move quickly matters more than most people realise until they actually need it.
TPD stands for Total and Permanent Disablement. It pays out if you're ever permanently unable to return to work due to illness or injury. It's not something anyone wants to think about — but if it happened, you'd want to know your home, your family, and your future were still taken care of. That's exactly what this cover is for.
Your ability to earn is probably your most valuable asset — and most people never think to protect it. Income protection replaces a portion of your income if you can't work due to illness or injury. It helps keep the lights on, the rent paid, and life moving while you focus on getting better. Because recovery is hard enough without financial stress making it harder.
A lot of people have insurance they took out years ago and haven't looked at since. Life changes, the market changes, and what made sense back then might not anymore. We'll go through what you've got together and make sure it still reflects where you're at now. Worth doing, even if nothing changes.
Get in touch…
I'll get back to you…
I'll get back to you…
Get in touch!
I'll get back to you…
A few ways I can help...
Life insurance pays out a lump sum if you pass away. It's there so the people who depend on you — financially or otherwise — aren't left carrying the weight of that loss on top of everything else. It won't fix grief, but it means the bills don't pile on top of it. Simple, important, and one of the most thoughtful things you can put in place.
Trauma cover pays you a lump sum if you're diagnosed with a serious illness — things like cancer, a heart attack, or a stroke. The payout is yours to use however you need — there are no rules on how you spend it. Whatever helps most in that moment, that's what it's for. Because serious illness is hard enough without the financial pressure sitting on top of it.
Health cover is designed to help you bypass the public system where possible — so you're not stuck waiting when something needs sorting. It gives you access to private specialists, faster diagnoses, and treatment on your timeline — not the system's. When your health is the thing at stake, being able to move quickly matters more than most people realise until they actually need it.
TPD stands for Total and Permanent Disablement. It pays out if you're ever permanently unable to return to work due to illness or injury. It's not something anyone wants to think about — but if it happened, you'd want to know your home, your family, and your future were still taken care of. That's exactly what this cover is for.
Your ability to earn is probably your most valuable asset — and most people never think to protect it. Income protection replaces a portion of your income if you can't work due to illness or injury. It helps keep the lights on, the rent paid, and life moving while you focus on getting better. Because recovery is hard enough without financial stress making it harder.
A lot of people have insurance they took out years ago and haven't looked at since. Life changes, the market changes, and what made sense back then might not anymore. We'll go through what you've got together and make sure it still reflects where you're at now. Worth doing, even if nothing changes.